I am 54 and my husband is 68. He was previously married and has two kids from that relationship. We have a 14-year-old child together.
I have a fair amount of money saved — $1.5 million in retirement accounts, $1.1 million in an individual investor account and I own $1.6 million in real estate. My husband is the spender, not saver, and he does not have a lot of retirement savings ($157,000 in an IRA and $200,000 in an annuity). He started collecting his Social Security at age 66 1⁄2, and brings in about $75,000 a year between his part-time work and Social Security.
He previously had an e-commerce business, which he is now shutting down. He is on Medicare, and is fit
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